This Privacy Policy replaces any previous privacy policies delivered to you or appearing on the Cash Advance America website (cashadvance-america.com), in any transaction agreements, or in other documents previously provided. In the event of a conflict between this Privacy Policy and any other policy delivered to you, the terms of this Privacy Policy will control. This Privacy Policy is effective as of January 1, 2022. Cash Advance America is committed to protecting the privacy of personally identifiable information (“PII”) collected from visitors to our website. This Privacy Policy explains our online practices and your options regarding how your information is used on this site.

ACKNOWLEDGEMENT AND AGREEMENT

Cash Advance America is not intended for individuals under the age of 18. By using the Cash Advance America website and participating in its services, you acknowledge and agree to the terms of this Privacy Policy. If you do not agree or are under 18, please do not use the website or our services. We may update this Privacy Policy periodically to provide the most accurate information. You are encouraged to review it regularly when using the Cash Advance America website or participating in our services.

ABOUT US

Cash Advance America is a direct money lender offering a wide range of loans to meet your financial needs. Whether you're looking for personal loans, short-term loans, or other loan products, we handle everything in-house—no third-party involvement. We make the lending decisions ourselves and provide the funds directly to you. By using our services, you can be confident that your information is handled securely and that your loan request is processed directly through us. We are committed to offering fast, reliable loans with no intermediaries.

WHAT INFORMATION IS COLLECTED?

We collect Personally Identifiable Information (PII) such as your name, email, phone number, address, and social security number when you submit a loan request. PII includes details that can identify you, including your name, address, telephone number, social security number, and email address. We also collect non-PII, such as your browser type, operating system, and Internet service provider details, which are used to improve website functionality and personalize your experience.

HOW DO WE USE YOUR INFORMATION?

Cash Advance America collects information you voluntarily provide when submitting a loan request. By doing so, you give us permission to contact you or share your information with our network of third-party lenders. We may also use your information to improve customer service, send you communications about our services, and share your details with trusted affiliates for marketing purposes.

SHARING INFORMATION WITH TRUSTED AFFILIATES

Cash Advance America does not sell or trade PII to unaffiliated third parties. However, we may share your information with trusted third-party lenders, affiliates, and business partners as necessary to provide services and operate the website. We may also disclose your PII if required by law or to protect our legal rights.

THIRD-PARTY LINKS

The Cash Advance America website may include links to third-party websites. We are not responsible for the privacy practices of these external sites and encourage users to review their privacy policies. This Privacy Policy only applies to Cash Advance America.

COOKIES

Our website uses cookies, pixel tags, and web beacons to collect information about your interactions with the site. Cookies store information about your preferences and usage patterns, while pixel tags help track email interactions. You can adjust your browser settings to manage cookie preferences.

SMS POLICY AND TELEPHONE CONSUMER PROTECTION ACT (TCPA)

By providing your phone number on our website, you agree to receive calls and text messages from Cash Advance America or our third-party advertisers. You may opt-out of SMS messages at any time by replying "STOP" or using the opt-out link provided in the message. Data and messaging rates may apply

DO NOT TRACK SIGNALS — CA RESIDENTS

Cash Advance America does not track users’ activities across third-party websites and does not honor "Do Not Track" signals. <

CALIFORNIA ONLINE PRIVACY PROTECTION ACT COMPLIANCE

We comply with the California Online Privacy Protection Act and do not distribute PII to unaffiliated third parties without your consent. California residents can request information about disclosures of PII to third parties for marketing purposes.

CHILDREN’S ONLINE PRIVACY PROTECTION ACT COMPLIANCE

Cash Advance America is not intended for users under the age of 18, and we do not knowingly collect information from children under 18.

HOW IS YOUR INFORMATION PROTECTED?

We take the protection of your personal information seriously and use various security measures, including firewalls and SSL encryption. In the event of a security breach, we will notify affected consumers promptly.

CONFIDENTIALITY AND SECURITY

Access to your personal information is restricted to employees who need it to provide services. We use appropriate safeguards to protect your information against unauthorized access.

OPT-IN / OPT-OUT AND UNSUBSCRIBE

You may opt-out of receiving communications from Cash Advance America or our affiliates at any time by visiting our Unsubscribe Page or emailing us at removal@cashadvance-america.com with “Unsubscribe” in the subject line.

GRAMM LEACH BLILEY ACT COMPLIANCE

This Privacy Policy serves as your annual “privacy notice” under the Gramm-Leach-Bliley Act. You may opt-out of the disclosure of your PII to third parties for marketing purposes by following the opt-out instructions above.