A- You may choose to receive your loan in one of the following ways:
By direct deposit ‐ Get your funds deposited directly into your checking or savings account.
In person ‐ Receive a check at the branch during the loan closing.
Q- What do I need in order to apply?
A- Before you close your loan, Cash Advance America will need you to provide the following documents:
A copy of a valid, government-issued ID (e.g. driver’s license or passport)
Proof of residence (e.g. a driver’s license with your current address, a utility bill, or a signed lease)
Proof of income (e.g. pay stubs or tax returns)
Q- Can I lower my monthly payments?
A- We need to evaluate your unique situation to determine if you qualify for lower monthly payments.
Q- Can I get a loan even though I have bad credit?
A- Yes, we offer bad credit loans, and our team of trained credit analysts will assess affordability and your ability to repay the monthly instalments. This means that a poor credit history will not necessarily disqualify you from being eligible for a loan. All loan applications are processed individually by our team of trained credit analysts, who carefully assess each application to determine its suitability for approval.
Q- Are you a direct lender and will you charge a fee?
A- We are a direct lender and we do not charge any upfront fees, meaning we will not charge you if your application is unsuccessful. Our costs are transparent and clearly explained before you accept and enter into an agreement with us. Please use our loan calculator to see how much the loan amount and repayment term you want may cost before applying.